Koala Cooling & Plumbing carries general liability, commercial auto, umbrella and workers' compensation insurance, so you're protected if something goes wrong while we're working in your home.
Our Coverage
| Coverage | Insurer | Limits |
|---|---|---|
| General liability | United Fire & Casualty | $1,000,000 per occurrence / $2,000,000 aggregate |
| Commercial auto | United Fire & Casualty | $1,000,000 combined single limit |
| Umbrella liability | United Fire & Casualty | $2,000,000 |
| Workers' compensation | Texas Mutual | Statutory, with $1,000,000 employer's liability |
Why Workers' Comp Matters to You
Texas is the only state where private employers can choose not to carry workers' compensation. If an uninsured worker is hurt on your property, you could be pulled into the claim. Every Koala technician is covered.
Our Certificate of Insurance
View or download our current certificate of insurance. HOAs, property managers and commercial customers can request a certificate naming them as the holder by calling (512) 759-8800 or emailing info@koalacooling.com.

Licensed in Texas
- HVAC license TACLA26515E: verify on the TDLR license search
- Plumbing license RMP-37834: verify on the TSBPE license search
See all of our credentials on our licenses and documents page.
Insurance FAQs
Are you insured?
Yes. We carry general liability, commercial auto, umbrella and workers' compensation coverage. The limits are listed above, and our current certificate is posted on this page.
Can I get a certificate naming my HOA or property manager?
Yes. Call (512) 759-8800 or email info@koalacooling.com with the holder's name and address, and we'll have our insurance agency issue one.
Are your technicians covered by workers' comp?
Yes. Our workers' compensation coverage is through Texas Mutual, with $1,000,000 in employer's liability.
